Funding & Growth Solutions
Valued Merchant Services offers a full suite of business funding options to help you grow. Moreover, we support companies that traditional lenders decline. In fact, we approve many with limited history or credit. Therefore, you can access capital when your business needs it most.
What Makes Us Different
Banks often demand rigid terms, lengthy paperwork, or collateral. However, our funding is different. In addition, we structure offers around your cash flow, not just credit scores.
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No Collateral Needed – Protect your assets.
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No Personal Guarantee – Stay separate from business risk.
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Credit Flexibility – Accepting imperfect credit or new businesses.
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Fast Access – Funding in just 5–10 days.
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Minimal Fees – No hidden costs or upfront charges.
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Simple Process – Quick pre-qualification and decisions.
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Flexible Eligibility – Even home-based and internet businesses qualify.
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Tiered Options – Multiple rate and term packages.
As a result, entrepreneurs get options often denied by banks.
Funding Types We Provide
We offer distinct funding methods to match your needs. Moreover, each option solves different cash challenges.
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Business Loans (Secured / Unsecured) – For expansion, acquisitions, CAPEX.
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Lines of Credit – To manage seasonal dips or short gaps.
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Credit Card Cash Advance (MCA) – Based on your daily card sales; repayment scales with volume.
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Blended Solutions – Combine lines, advances, or term loans to optimize cost.
Thus, you can choose a structure that aligns with your business cycle.
How the Process Works
We simplify every step so you focus on your business. In addition, our support stays with you throughout.
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Fill out the form or call – Share your business info and goals.
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Get matched options – We shortlist offers fast.
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Approve & sign – You confirm your choice.
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Receive funds – Funds land in your account.
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Repay flexibly – Choose a schedule that fits your cash flow.
Therefore, you obtain capital quickly and with clarity.
Use Cases for Funding
You can deploy your funding toward:
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New equipment, tech upgrades
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Inventory purchases
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Marketing, branding, and campaigns
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Staff pay, operations, and payroll
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Renovations or expansion
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Consolidating higher-cost debt
Clearly, the capital is yours to use where it benefits your growth most.
Common Questions
Is collateral required?
No. In fact, collateral is rarely needed in our programs.
Can I apply with weak credit?
Yes. Moreover, we look at business performance, not just credit scores.
How much funding can I get?
It depends on your revenue, business history, and card sales.
When will I see funds?
Most clients receive money in 5–10 business days.
Which businesses qualify?
Most do. For example, we fund retailers, service firms, online businesses, and even smaller operations.
Why Act Now
Many small businesses stall because lenders say “no.” Meanwhile, we offer funding when others don’t. Because of this, you can act fast on growth, restock inventory before a busy season, or take advantage of a timely opportunity.
Ready to Apply?
Don’t wait. Apply now or call (800) 531-8575 to speak with a funding specialist. With VMS, you can access loans, credit lines, or advances—with no collateral, fast approval, and flexible terms.
About Valued Merchant Services
Since 2006, we’ve backed small business growth through payments and capital solutions. Moreover, we pair national capabilities with local service. We provide transparent pricing, next-day deposits, advanced POS solutions, and access to capital—all backed by 24/7 U.S. support. And finally, we are also A+ rated with the Better Business Bureau