Before you switch processors, see what you are actually paying.
Valued Merchant Services helps small businesses review processing costs, spot hidden fees, keep the equipment that already works, and decide whether switching is actually worth it. If we cannot save you money or improve your setup, we will tell you.
If you’ve ever felt like your processor is hard to reach, hard to understand, or hard to trust… you’re not alone.
Takes about 5 minutes. No commitment.
A better processor should not create a bigger headache.
We show you the numbers first. Then we explain what would change, what would stay the same, and whether switching actually makes sense for your business.
Rate
Reduction
Guarantee
- We calculate your real effective processing cost.
- We point out fees, markups, and pricing red flags.
- We tell you when your current setup is already reasonable.
- We explain the next step before you commit to anything.
- We support you with real people, not a ticket number.
See what you are actually paying first.
Enter your monthly volume, transaction count, business type, and current fees. Then use your actual statement to get exact answers.
This is a quick estimate only. A full VMS review requires your actual merchant statement.
Option 1: VMS Rate Reduction
Based on your business type and average ticket, this estimates a 10% reduction from the benchmark effective rate.
Estimated VMS effective rateOption 2: $0 Cost Program
With cash discount or dual pricing, eligible merchants may be able to offset processing costs.
Estimated VMS effective rateThese are estimates. Your actual statement usually tells a clearer, and often more surprising, story.
Takes about 5 minutes. No commitment.
Cash discount and dual pricing programs must be set up properly and may be subject to card brand rules, debit card restrictions, and state requirements.
Cost is one part. How your business actually runs day-to-day is the other.
After cost, the next question is how everything works day to day.
In just a minute, you will understand exactly how we can help do more than just reduce your rates.
Numbers matter. But what happens after you sign matters more.
Most processors close the deal. Then disappear.
That is why so many business owners are tired of banks, processors, call centers, trouble tickets, and email-only support. VMS was built to feel different before, during, and after the sale.
What many merchants are used to
Too often, payment processing feels personal until the account is signed. Then support gets handed off to systems that do not know your business.
- You call support and get a different person every time.
- You wait on hold just to ask a simple question.
- You submit a ticket and hope someone follows up.
- The person who signed you up is nowhere to be found.
That’s the normal experience in this industry.
That’s exactly what we built VMS to fix.
What VMS means by people before profits
People before profits means we tell you when not to switch.
It is not a slogan. It is how we make decisions when a merchant trusts us with their business.
- We tell you when your current setup is already good.
- We help you keep your existing equipment when it still makes sense.
- You have a real local person who lives and works in your community.
- The person who earns your business remains accountable after the sale.
- You are backed by real people in our US-based offices in WA, ID, and UT.
Real names. Real roles. Real ways to reach us.
These are real people you can call, text, or email directly.
Here is what most business owners actually want to know before switching.
You do not need another payment processing pitch.
You need to know whether the savings are real, whether setup will interrupt your business, whether deposits will be reliable, and whether the person who earned your trust will still answer after the sale.
We make payment processing easier to understand before asking you to change anything.
We start with your statement, equipment, business model, and goals. Then we show what is working, what is costing you, what could be better, and what we would leave alone.
A good review should help you make a clean decision.
Better payment processing starts with one statement.
Three simple steps. Clear numbers. No pressure.
Send your statement
Send a recent merchant processing statement so we can review your actual rates, fees, and monthly costs.
See your options
We show whether VMS can lower costs, improve support, keep your current setup, or offer better tools.
Decide with clarity
You get a people-first recommendation from a real person, even if staying put makes the most sense.
If we cannot beat your current rates and fees, we will pay you $500.
All we need is a recent processing statement. We will show whether we can improve your bottom line, improve your support, or whether your current setup is already a good fit.
Business owners remember when setup is easy and support actually shows up.
I had a very positive experience with Valued Merchants. Opening up a retail business, I had so much to do. Fortunately, setting up the credit card terminals and merchant account was seamless. It was one less thing I had to worry about.Anthony T.
Spry Cricket, Charlotte, NC
We were locked into a contract with another merchant services company. We reached out to Chris at Valued Merchants. Not only did he help get us out of our contract, but got us a way better deal.Dr. Syd D. Dhillon
Chiropractic, Charlotte, NC
More ways VMS can support your business.
Start with your payment processing review. Then, when it makes sense, VMS can also help with payment tools, capital, payroll, HR, websites, apps, financing, and marketing.
Send your statement. See what you are really paying. Decide with a real person.
Get a free, no-obligation review from Valued Merchant Services, backed by local accountability and real human support.
Recognized for Trust and Performance
Nearly 20 years of doing business the right way, backed by third-party recognition.
