Independent Sales Agents & ISO’s
Build a Sales Business That Can Pay You Now and Keep Paying You Later
Help business owners with payment processing, POS technology, cost reduction, funding, payroll, digital services and other business solutions. Earn weekly commissions, monthly performance bonuses and recurring residual income as a VMS independent sales agent.
Understand the Structure Before You Go Any Further
We would rather make the opportunity completely clear up front so you can decide whether the model fits what you want.
What Do VMS Sales Agents Actually Sell?
Payment processing is a major part of our business, but it is not the only conversation you can have. VMS gives agents multiple ways to create value for business owners.
Payment Processing
Credit and debit card acceptance, ecommerce, mobile payments, recurring payments, ACH and other transaction solutions.
POS & Technology
Square, SkyTab, Clover, terminals, mobile technology and point-of-sale solutions for different business types.
Cost Reduction
Side-by-side statement analysis, pricing reviews and solutions designed to help businesses better understand and potentially reduce payment costs.
Business Funding
Working capital, loans, lines of credit and other funding options for qualified businesses.
Business Operations
Payroll, HR, consumer finance, gift and loyalty programs, check and ACH services, and other business tools.
Digital Growth
Websites, ecommerce, social media, digital marketing and other services that help businesses operate and grow.
More Businesses Are Worth Talking To
Two recent VMS initiatives expand the kinds of conversations a sales agent can have with business owners.
Our Square Partnership
Sometimes Square is the right answer. VMS can help businesses access Square payment and point-of-sale solutions while adding the guidance and support of working with our team. An existing interest in Square no longer automatically means you have to sell the merchant away from it.
Our New Advocacy Program
Sometimes a business may not need to change its processor or point-of-sale system at all. For qualifying merchants, our new advocacy program creates another possible path to help reduce the cost of accepting payments while allowing the business to potentially keep what it already uses.
What You Actually Do as a VMS Sales Agent
This is a relationship-driven sales opportunity. Your job is to find businesses, start conversations, understand their needs and connect the right opportunities to the right VMS solutions.
How, When and Why You Get Paid
Sales agents can create income at multiple points in the merchant relationship. You can earn before a merchant is sold, earn again when an account activates, and then build recurring monthly income from active accounts.
Qualified Prospect Commission
$25–$50 EachYou can earn commission when a qualified merchant prospect agrees to go through a side-by-side rate comparison and solution demo. A sale does not have to happen first.
1–5 qualified prospects = $25 each
6+ qualified prospects = $50 each
There is no stated maximum number of qualified prospect commissions you can earn.
New Account Commission
$100–$700+When a merchant agrees to switch, is approved and activates the account by beginning to run customer transactions through VMS, an additional one-time commission is earned according to the applicable compensation schedule.
There is no stated maximum number of merchant activation commissions you can earn.
Lifetime Residual Income
Recurring MonthlyActive merchant accounts can continue producing residual income month after month based on the transactions processed by the businesses in your portfolio.
No ongoing minimum production is required simply to keep earning eligible residuals from active accounts, subject to the agent agreement.
When Weekly Commissions Are Paid
Residual Income Is the Part to Understand
The upfront commissions matter. The bonuses matter. But the ability to build recurring monthly residual income from a growing portfolio of active merchants is what can make this opportunity fundamentally different from a traditional one-and-done sales job.
As long as an eligible merchant continues using VMS services and generating applicable transaction revenue, the agent can continue receiving the contractual residual share from that account. The residual does not require a new sale every month and does not expire merely because an agent stops producing new business.
Build the Account
You find and activate a merchant that becomes part of your portfolio.
The Merchant Processes
The business continues accepting customer transactions through eligible VMS services.
You Receive Your Share
Your applicable residual percentage is paid from eligible revenue generated by the account according to your compensation agreement.
Production Bonuses Reward Momentum
In addition to weekly commissions and monthly residual income, sales agents can earn monthly production bonuses based on activated merchant accounts from the prior month.
One Merchant Can Create More Than One Opportunity
Your goal is not to force every business into the same solution. Learn the business first, then identify where VMS can genuinely help.
Who This Sales Opportunity Fits, and Who It Does Not
Flexibility and uncapped performance-based income can be attractive, but this opportunity still requires ownership, activity and follow-through.
This Can Be a Strong Fit For
- Self-motivated people who can work without a manager chasing them
- Strong communicators who enjoy talking with business owners
- People who want control over their schedule and level of activity
- Experienced salespeople who want recurring income potential
- Career changers willing to learn a new industry
- People who value relationship building, follow-up and referrals
This Is Probably Not the Right Fit For
- Someone specifically looking for W-2 employment
- Someone who requires guaranteed hourly or salaried pay
- People who do not want to prospect or start business conversations
- Those who need a fixed schedule assigned by an employer
- People looking for passive income without first creating business activity
- Someone unwilling to learn, follow up or consistently develop sales skills
Watch the 8-Minute Sales Opportunity Overview
Start here. The goal is not to pressure you into joining. It is to help you understand the model well enough to decide whether you want to take the next step.
What You Should Understand Before Moving Forward
- The 1099 independent contractor structure
- What VMS sells and who you talk to
- What day-to-day sales activity looks like
- How qualified prospect commissions work
- How account activation commissions work
- How monthly bonuses work
- Why residual income matters long term
- How onboarding, training and support work
From “I’m Interested” to Ready to Sell
Evaluating the opportunity and joining the opportunity are two different steps. Once you decide the model fits, this is the path forward.
Review the Opportunity
Watch the overview, understand the contractor structure, products, compensation and expectations, and decide whether the role makes sense for you.
Complete the Sales Agent Agreement
Review and complete your independent sales agent paperwork so both sides are clear on the relationship and compensation structure.
Sales Agent Agreement →Complete Core Training
Learn VMS, the sales process, core products, how to identify opportunities, how submissions work and where to get help.
VMS Kickoff 2026 →New Agent Training Course →
Get Your Resources
Receive access to agent resources, support contacts, business-card setup and the tools you need to begin prospecting.
Submit Business Card Info →Access Agent Library →
Start Creating Activity
Begin reaching out to businesses, working your market, scheduling comparisons and demonstrations, and building your first opportunities.
Keep Learning and Building
Use ongoing training, coaching, resources and support while improving your conversations, expanding your product knowledge and building your merchant portfolio.
You Do Not Have to Know Everything Before You Start
Training should move you toward activity, not keep you in an endless classroom. The goal is to understand enough to start good conversations and know where to get support when opportunities appear.
You Are Not Handed a Login and Wished Good Luck
Our onboarding team helps new agents get set up, find resources, answer questions and keep moving forward.

Sarah Runckel
Agent Onboarding Lead & Agent Resources Coordinator
Know the Company You Are Representing
When you talk to business owners, the company behind you matters. VMS has been serving businesses since 2006 and has built a long public track record of customer feedback, team testimonials, industry recognition and company growth.
Do not take our word for it. Research VMS, read the reviews, look at the history and decide whether this is a company you are comfortable representing.
Questions Sales Candidates Usually Ask
Clear answers before you decide whether to move forward.
Is this a W-2 job?
Does VMS charge me anything to become or remain a sales agent?
Is VMS an MLM or network marketing company?
Do I have to work full time?
Are there required sales quotas or minimum hours?
Can I really get paid before a merchant buys anything?
When do weekly commissions get paid?
What happens when a merchant becomes a customer?
How does residual income work?
Do I have to keep making new sales to keep receiving residual income?
When are residuals and production bonuses paid?
What are the monthly production bonuses?
Do I only sell credit-card processing?
Do I need merchant-services experience?
Can I sell remotely?
Understand It First. Then Decide.
If the 1099 structure, performance-based compensation, flexible schedule, multiple product lines and long-term residual opportunity fit what you are looking for, take the next step and begin the sales-agent onboarding process.


