The Biggest Credit Card Companies and How They Got There
Let’s examine a bit of history about the four major credit card networks in America – Visa, MasterCard, American Express, and Discover – and how much of the market they…
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10 Shocking Credit Card Data Breaches and Key Lessons
Explore 10 major credit card and payment data breaches, including Heartland, Target, Home Depot, TJX, and Marriott. Compare documented incident figures, understand what attackers exploited, and learn practical lessons for protecting customer payment information.
Chip-and-PIN versus Chip-and-Signature Cards
In an earlier entry, we examined the primary differences between chip-based credit cards versus those without. This piece will take a look at two different kinds of chip-cards: chip-and-PIN and…
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Chip-and-PIN versus Traditional Signature Cards
Europe (and pretty much the rest of the world) are quickly adopting a new credit card standard with Chip-and-PIN. Here’s everything you need to know about the new format. This…
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The Cost of Not Accepting Credit Cards: Cash-Only vs. Card Payments
Is staying cash-only saving your business money or costing you sales? Explore the real tradeoffs of accepting cards, including processing fees, cash handling, customer preferences, and an example showing how to calculate your break-even point.
Credit Card Security 101
What are the best standards and practices to make sure your customers’ credit card data is safe and secure? Credit and debit cards have become so ingrained in our daily…
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What’s Actually Happening When You Swipe your Card?
We use debit and credit cards every day, but do we really know how they work? Take a moment and think about how many times per week you use your…
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